Family Income Benefit
Insurance cover that is a low cost term assurance policy which pays a set income in the event of the death of the policy holder.

Financial Adviser
A professional person qualified to give you advice about financial products. They study your specific personal circumstances and assess and recommend financial products that are suitable for you. Firms that give financial advice have to be regulated by the Financial Services Authority (FSA) or be an Appointed Representative of a company that is authorised and regulated by the FSA.

Fixed Rate Mortgage
A mortgage where the interest rate is fixed - and does not move up or down - for a specified amount of time.