It is vital that you have third party liability insurance to protect against claims for damage or injury made by your tenants or other third parties visiting your property.
If you live in a managed development or block of apartments your annual service charge may include buildings insurance, but third party liability cover isn't usually provided. You should still ensure that you are adequately covered against this risk.
Building and Contents Cover for Landlords
Most standard household insurance policies exclude cover when a property is being rented out. Instead, landlords are usually required to take out specialist insurance for landlords. This typically covers the building itself with the option of including contents if the property has been let furnished.
Young Finance has access to a range of landlord's insurance policies and can arrange landlord's insurance to protect your buy-to-let property, furniture, fixtures and fittings.
Call us on +44(0)20 7531 7700 for a quote, make a landlord insurance enquiry or request a call back.
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